Beth Marshall CPA, MBA, owner of Financially Authentic, spoke about developing a strong personal financial foundation.


Beth began managing her own finances at 15 when she had both a credit card and a check book.  Her parents were great role models for her.  They saved enough money to take early retirements.  Before Beth started Financially Authentic in January 2012, she worked at Ernst & Young for 14 years then at a personal finance firm.  Beth named her company, Financially Authentic, because she helps people to align how they spend money with what matters to them and their goals.  Most people who Beth works with are in debt or live paycheck to paycheck even though they are earning over $100,000.  Beth told us that 70% of people in the U.S. live paycheck to paycheck.  She helps them save money to pay off their debts and save towards financial goals.

          For Beth running her own business provides her with choice and financial security.  She enjoys teaching her clients left brain activities such as cash flow management.  Beth’s right brain abilities allow her to be compassionate and non-judgmental with her clients as she coaches them about life issues such as having a work/life balance.

No meeting on June 13.  Instead, attend Wings & Wheels at the Minute Man Airfield!  (Volunteers arrive at 3:30 p.m. Wings & Wheels opens at 5 p.m.)


Guests: Linda Desnoyers; Mary Ann Fitzgerald; Beth Marshall, speaker


Induction of New Member: Dan Hnatio is our newest member.  Don McPherson is his sponsor.  Dan is already active with our club project, Wings & Wheels.  He and Don are good friends and have known each other since their high school days.


Club Announcements:

  • Ron told us that the installation of new District 7910 Governor, Douglas Detweiler, will take place tonight (June 6) at the Nashawtuc Country Club.
  • Laura is applying for a district grant to raise $1,500 for Domestic Violence Services Network’s (DVSN) Lawyer for a Day program.
  • The Rotary Club of Watertown is selling “Rotary Strong” t-shirts to raise money for the One Fund.
  • Our new club photo will be taken at the June 13 Wings & Wheels event.  People will wear the blue volunteer t-shirts for this photo.  We borrowed Rotary banners from District to display at Wings & Wheels events over the summer.  Thank you, District!
  • Don told us that we should be able to hear the whip-poor-wills while at the Wings & Wheels events during the summer.
  • The going away party for the GSE Team from Brazil is on June 13 in Westwood.
  • We will not have a meeting on June 20.  Instead, we will host seniors at Stow’s COA for breakfast!
  • Laura’s installation as our new club President will take place on Thursday morning on June 27.
  • RYLA (Rotary Youth Leadership Awards) Conference will be held the last weekend of June at Worcester State University.  This year Karin and Laura will be facilitators.  Volunteers are needed.  Sign up to volunteer!
  • Karin announced that she will be an Assistant Governor in FY2014.  Congratulations, Karin!
  • Nanci is working on a fundraising event with the Rotary Club of Hudson called, “Hudson Block Party and Brew Fest.”  The event will take place on August 17 from 3 to 7PM.  Retail stores will be open and food and beer will be sold by local restaurants.  Volunteers on the day of the event are needed.  Contact Nanci to sign up!
  • Women in Rotary event – 2014 marks the 25th year that women have been eligible to join Rotary Clubs.  Karin is a member of the District 7910 committee working on this event.  Contact Karin for more information.
  • Karin thanked us all for our help during her year as club President!

Happy/Sad Fines: 

Happy Fines

  • Laura was happy that Wings & Wheels starts tonight (June 6)!
  • Barbara and Dan were also happy about Wings & Wheels.
  • Don was happy about his blueberry muffin.
  • Chris was happy that he bicycled his way to the meeting.  He is raising money for the Jimmy Fund.  Donate to Chris’ ride!
  • Chuck was happy that the bruins won last night.
  • Carol was happy about Wings & Wheels.
  • Mary Ann was happy that the first Bolton 5K rally for Boston was a big success.  This year the money raised is going to the White family, who were victims of this tragic event.
  • Nanci was happy that she was able to bring Linda and Mary Ann to our meeting.
  • Linda was happy about the Boston Strong event and that the Bruins won.
  • RichG was happy about the Wings & Wheels event.  He also put up posters for wings & Wheels.
  • Ron was glad that the Bruins game did not go in triple OT.  He was also glad about his new set of golf irons.
  • Jim was happy that his son will graduate from Minuteman High School tomorrow.
  • Beth thanked Chris for riding to raise money for the Jimmy Fund.
  • Karin was happy that this was her last meeting that she needs to write an agenda for.

Sad Fines

  • Don was sad that there were no glazed donuts this morning.
  • Karin was sad that she recently learned that she has problems digesting certain foods and can no longer eat gluten, dairy or eggs.

Non Club Announcements:

  • Laura told us that for the third year she is walking 10K to raise money for the ESSCO-MGH Breast Cancer Research Fund.  To donate, write a check to ESSCO-MGH Breast Cancer Research Fund and give it to Laura.
  • On June 14 the film, “Buck” will be shown at the Emerson Umbrella at 7:00 p.m.  There will be a reception from 5:30 to 6:30 p.m.  This 2011 documentary is about Buck Brannaman, who was the inspiration for the feature film, “The Horse Whisperer.”
  • Natascha announced that the Lancaster Friends of the Nashua River is holding its Third Annual Lancaster Nashua River Festival on June 15 from 10 a.m. to 4 p.m.  Admission is free!
  • A jazz concert to benefit UBECI (United to Benefit Ecuadorian Children International) will be held on Saturday, June 15 at 7:30 p.m. at the South Acton Congregational Church.  Buy tickets online or call (978) 897-2518.

Future Meetings

First, third, and fifth Thursdays:

7:15 AM to 8:30 AM

Houghton Building (across from the school)

697 Main Street, Bolton, MA 01740

(Route 117 West from I495, Exit 27)


Second and fourth Thursdays:

5:45 PM to 7:00 PM

Nancy’s Airfield Café

302 Boxboro Road

Stow, MA 01775


About Rotary:

The Rotary Club of Nashoba Valley serves the communities of Bolton, Lancaster, and Stow, Massachusetts. Our members are business, community, and professional leaders who meet weekly to plan local and international service projects; host interesting speakers on local, national, and international issues; and enjoy fellowship. The Rotary Club of Nashoba Valley was chartered by Rotary International on February 24, 2012, the first new Rotary club chartered in District 7910 in over a decade!

For more club information, go to or contact Club President, Karin Gaffney, at 978-387-5369 or